Our suite of Wealth Management Services will keep you tuned in to your current and future Cash Flow needs and requirements:

• Portfolio Investment Analysis and Selection
• Retirement and Income Planning
• Social Security Planning
• Investment Tax Strategies
• Estate Planning Investment Strategies
• Proprietary WealthVision financial planning tool, powered by eMoney

We offer specialized client services that have been developed for clients with net worth over $5,000,000:

• LPL Private Client is a specialized group that engages a network of trusted experts to support all facets of your wealth management needs.
• As LPL Financial Representatives, we offer access to Trust Services through The Private Trust Company N.A. (PTC), an affiliate of LPL Financial, to manage your trusts and family assets.
• Cash, Banking & Lending Services empower you to manage your entire cash footprint in one single location.

Our Portfolio Analysis is an ongoing comprehensive review of your investments, and how they dovetail with your present financial situation and the current market environment:

• Tailored Asset Allocation Design*
• Account Rebalancing*
• Quarterly Performance Reporting
• Diversification and Performance Analysis
• Financial Planning
• Portfolio Progress Evaluation

What are your options when you retire, leave, or change employment? We evaluate all options you have for your retirement plan assets to help you determine the option better suited to your situation. We recognize the importance of this decision, which often concerns the largest single component of your investment portfolio. The following are fundamental to the process:

• Company Stock Tax Consideration
• Current and Future Income Needs
• Asset Allocation
• Risk Tolerance
• Tax Deferral

We believe that advisor/client communication is central to a successful advisor/client relationship. To that end, we feel it is important to consistently have:

• Regularly Scheduled Account Reviews
• Frequent Communication
• Meetings with Your Individual Professionals (Attorney, CPA, etc.)

A Strategic Asset Management (SAM) account, is a fee based advisory account that can hold any type of investment, whether it be mutual funds, exchange-traded funds, equities, bonds, or Alternative Investments to pursue results within risk tolerance parameters.

Manager Select (MS) is an advisory program made up of Separately Managed Accounts (SMA's) utilizing the leading money managers in every subcategory. We perform due diligence to make sure the managers perform up to our own high standards. In addition, end of year tax harvesting, in an effort to offset capital gains with losses, provides a strong measure of tax efficiency.

Driven by LPL Research, Model Wealth Portfolios (MWP) and Optimum Market Portfolios (OMP)* are advisory programs that highlight the strength of our research process as we align with firms like American Funds, MFS, and Franklin Templeton. In addition, the automatic balancing feature can help keep you on track toward your financial goals.

Once available only to Institutional Investors, Alternative Investments** are non-traditional investments that include Hedge funds, Managed Futures, and Private Equity, among many others.

Certain minimums and eligibility restrictions apply

Brokerage accounts can be an option for those clients who do not require active account management, but still want occasional advice. Most security types, such as stocks, bonds, and mutual funds, can be held.